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A Personal Loan to Fulfil all your Financial Needs
In today’s time, borrowers expect convenience and speed when looking for a loan from lender. At FinWin Advisory, we understand the need of our customers and offer a Personal Loan that perfectly caters to the new-age borrower. This loan is loaded with lucrative features, benefits, and digital provisions that not only save you time and money but also reduce the effort required to get immediate funds.
Being one of the best Personal Loan finance companies in India, FINWIN Advisory optimizes every step of this loan journey to ensure that you have the best borrowing experience, right from loan planning with the online EMI calculator to loan application, disbursal, and repayment. In just a few clicks, you can apply and get a high-value, multi-purpose Personal Loan online in India with FINWIN Advisory.
| Personal Loan Interest Rates | 10.25%* p.a. onwards |
| Loan Amount | ₹1 Lakh to 1Cr |
| Loan Processing Fees | Lowest Processing Fees applicable taxes |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources |
| Late Payment Charges | 2% per month |
| Cheque Bounce Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Apply for Instant Personal Loan within 5 Minutes
Now you can get a personal loan with minimum efforts. Just follow the below simple 3-step process and get an instant personal loan online without any delay.
Apply
Online
Click on Apply Now and enter all your required contact details.
Personal
Details
Enter your DOB, PAN card details, monthly income and residential details.
Verification
Application will then proceed for verification and assessment
Features and Benefits of FINWIN Advisory Personal Loan
We highly value your borrowing experience and have customized our Personal Loan to meet your expectations. The features & benefits of a Personal Loan offered by FINWIN Advisory make it one of the best choices when you’re looking to get an instant loan online in India. Our Personal Loan is easy to get, offers quick processing and disbursal, has minimal documentation requirements, and provides you with the flexibility required to manage repayment.
Top Features of the FINWIN Advisory Personal Loan
Collateral-free
Multi-purpose usage
Competitive interest rate & charges
Quick approval
Instant disbursal
No hidden charges
No penalty for prepayment or foreclosure
Flexible repayment plans
Simple 5 step online application
Easy-to-use EMI calculator
Personal Loan Rates and Charges
The rates and charges are predefined and are presented with utmost clarity to ensure there are no hidden costs. The loan process ensures that you understand the amount you will have to pay to avail of the personal loan online, and any other charges associated with it.
With a customer-oriented and transparent loan process, you do not have to pay more than the pre-communicated rates and charges.
- INTEREST RATE
0.83% onward p.m.
(9.99% p.a onwards)This rate of interest is prone to fluctuation basis our internal credit and risk policy, and as per an algorithmic multivariate score card
- PROCESSING FEE
0% to 2 % plus
taxesFor processing and assessing your loan application
- FORECLOSURE CHARGES
₹0* Foreclosure
ChargesNo charges for prepayment or foreclosure of the loan
*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.
Eligibility Criteria for a Personal Loan
Qualifying for the FINWIN Advisory Personal Loan is easy. You don’t have to meet a long list of eligibility criteria to get loan approval. This makes the loan easy to avail and process, thus reducing delays that could affect disbursal.
Personal Loan Eligibility Criteria
Age
24 years at the time of loan application and not more than 58 years at loan maturity
Work Experience
Salaried employees with 2 year of work experience
Citizenship
Indian
Monthly Salary
Starting ₹40,000, based on your city of residence
In addition to this, you are required to have a good credit score and credit history. One of the most crucial things that can affect the interest rate on your Personal Loan is your credit score. A loan applicant with a good credit score is always favored by lenders and is approved for a Personal Loan at the lowest possible interest rate.
By meeting just these requirements, you can get a Personal Loan approval online.
Do note that the above-mentioned Personal Loan eligibility criteria is indicative. Additional criteria may be applied during loan processing.
Documents Required for a Personal Loan
To make the process of getting a Personal Loan online simpler, we require only minimal documentation.
As an applicant, you only need to submit the following documents in your online Personal Loan application:
KYC documents
Income proof
Financial documents
Address proof
Proof of Employment
We Offer Personal Loans For
Salaried individuals
Doctors
Chartered Accountants
Company Secretaries
Various Personal Loan Needs
The Personal Loan from FINWIN Advisory can be used to meet any planned and unplanned expenses. There are no restrictions on how you can use the funds from the loan as this is a multi-purpose loan.
Therefore, you can apply for an instant loan online to use the funds for the following reasons:
Host a wedding
Plan the wedding that you have always dreamt of, without worrying about the budget. Make this once-in-a-lifetime event memorable and leave no stone unturned in ensuring that everything is planned and executed perfectly. You can apply for an instant loan online, to plan and host your dream wedding.
Fund higher education
Let there be no compromise in ensuring the best education for yourself or your family. FINWIN Advisory Personal Loan ensures that you don’t have to worry about loan-related paperwork or lengthy processes to apply for an instant loan online to get admission to the institution of your choice and create a bright future for yourself!
Address a medical emergency
When a medical emergency strikes, your priority is to get immediate medical care. Use your time and energy to ensure the best course of treatment and recovery, and do not get bogged down by financial worries. You can use an instant disbursal Personal Loan to pay off your medical-related expenses.
Renovate a home
Apply for Online Personal Loan to give your home a new lease of life. Redesign your home with our Personal Loan scheme to create more space, give your interiors a fresh look and let your furniture reflect your personality.
Pay for overseas travel or a vacation
Give yourself and your family a well-deserved break. Travel to your dream destinations in India or abroad. Refresh, rejuvenate, and spend quality time with yourself and your loved ones. Plan your travel or vacation using instant personal loan offered by FINWIN Advisory.
Consolidate high-interest debt
If you have multiple high-interest debts running, consolidate them into a single Personal Loan with a lower interest rate. It is always easier to remember the due date and other details for a single loan rather than for multiple loans. You can acquire an unsecured loan of up to ₹50 Lakh with a 60-month repayment period.
Frequently Asked Questions
A Personal Loan is an unsecured borrowing instrument, which allows you to get funds without any collateral. It is usually a short-term loan, with a tenure that can range between 1 year to 5 years. This loan is easy to avail of, and you can get a Personal Loan online from FINWIN Advisory.
*Terms & Conditions Apply
Thinking of renovating your house? Yearning to buy a new Laptop? Need financial assistance with marriage related expenses or your child higher education? An Personal Loan is your One-stop-shop for all your financial needs to fulfill any of your desires
Benefits of Personal Loan:
Personal Loans for salaried and self-employed individuals
- Personal Loans are available from Rs. 1 lakh to Rs. 20 lakhs for any purpose depending on your requirement.
- Flexible repayment options, tenure from 12 to 72 months.
- Hassle-free Personal Loans – No security/guarantor/collateral required.
- Repay with easy EMIs
- Balance transfer facility to retire any higher cost debt.
- Simple procedure, minimum documentation, and quick approval.
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